| S.No. | Type of Loan | Limit | Interest Rate |
|---|---|---|---|
| 1 | LOAN AGAINST HOME GUARANTEE | UPTO CIBIL 750 AND ABOVE | 09.00% |
| 2 | HOME REPAIRING LOAN | UPTO CIBIL 750 AND ABOVE | 09.00% |
| 3 | HOUSING LOAN - CONSTRUCTION / PURCHASE | UPTO CIBIL 750 AND ABOVE | 09.00% |
| 4 | HOUSING LOAN - CONSTRUCTION / PURCHASE | BELOW CIBIL 750 | 10.00% |
| 5 | LOAN TOWARDS CONSTRUCTION OF BUSINESS PLACE / PURCHASE | UPTO CIBIL 750 AND ABOVE | 09.00% |
| 6 | LOAN TOWARDS CONSTRUCTION OF BUSINESS PLACE / PURCHASE | BELOW CIBIL 750 | 10.00% |
| 9 | GOLD LOAN - PLEDGE OF GOLD ORNAMENTS AND JEWELLERY | UPTO RS.2 LAKH FOR 1 YEAR (0.50 % OF LOAN SERVICE CHARGE) | 10.00% | 10 | GOLD LOAN - PLEDGE OF GOLD ORNAMENTS AND JEWELLERY | UPTO RS.2 LAKH ABOVE LOAN
(0.50 % OF LOAN SERVICE CHARGE, RENEWAL ON 6 MONTH FOR 100% FREE OF SERVICE CHARGE) |
10.00% | 11 | AUTO/CAR LOAN | UPTO CIBIL 600 AND ABOVE | 10.00% |
| 12 | AUTO/CAR LOAN | BELOW CIBIL 600 | 12.00% |
| 13 | CONSUMER LOAN-TWO WHEELER | UPTO CIBIL 600 AND ABOVE | 12.00% |
| 14 | CONSUMER LOAN-TWO WHEELER | BELOW CIBIL 600 | 15.00% |
| 15 | U.P.S. CASH LOAN | - | 13.00% |
| 16 | GUARANTEE LOAN | - | 15.00% |
| 17 | LOAN / LIMIT AGAINST N.S.C. / L.I.C. / K.V.P. | - | 11.00% |
NOTE :-
1. Changers Rate of Interest applicable for only New Loan Account.
SAVING ACCOUNT
An Individuals / minors / society / trust- Individual An illiterate person A blind / visually Impaired / Incapacitated Persons, A guardian on behalf of minor in the minor’s name, Clubs, Association,( only if registered),Local bodies, all types of Co-operative Societies or any other body can be open Saving Account.
INTEREST:Interest will be calculated @ 3.00% p.a. on the basis of Daily Product and will be credited to the account at half yearly intervals in September & March.
CURRENT ACCOUNT
An minors / society / trust - Sole Proprietary Firm,Partnership Firm,Limited Co.(Private/Public),Initial Deposit for opening Current Account & minimum balance to be maintained in the account : Rs. 3000/-
Benefits : Collection of outstation cheques,RTGS/NEFT Facility,Any Branch connectivity,Remittances – Demand Draft on any location in India,SMS & mobile App. Facility (only view).
FIXED DEPOSIT
Under this scheme, you can deposit for various periods ranging from 15 days to 120 months with Rate of interest wef 01.01.2021. Interest is paid on monthly / quarterly / half yearly / yearly basis, as desired by you.
Revised rate will be applicable to new deposits/renewal of existing deposits
Minimum amount Rs.1000.00 for fixed deposit
We offer 0.50% Extra Interest rate to Senior citizen (60 years and above) on fixed deposits of one year and above
Maximum rate of interest will be 7.25% inclusive of 0.50% additional interest as mentioned above. or as applicable from time to time.
WHO CAN OPEN AN ACCOUNT : Any person or persons approved by the Bank, Co-operative Societies, Registered Trust, Institutions , Associations & Companys.
By two or more persons in their joint names.
By a natural guardian i.e. father or mother approved by the Bank on behalf of a minor.
RECURRING DEPOSIT
The advantage in opening a Recurring Deposit Account is that the depositor would be able to save certain sums in fixed monthly installments so that he / she would be able to meet an anticipated liability / obligation after the end of a specified period.
WHO CAN OPEN AN ACCOUNT : Any person or persons approved by the Bank ,Co-operative Societies, Registered Trust, Institutions and Associations. By two or more persons in their joint names.By a natural guardian i.e. father or mother approved by the bank on behalf of a minor.
MINIMUM DEPOSIT : Rs.100/-
LOCKERS
Safe Deposit Lockers Features :- Lowest rentals,Nomination facility available,Lockers available in all sizes (Small, Medium & Large),Prompt service,Fully safe & secure.
For the safety of your valuables, our locker facility offers a safe, trustworthy space to store them. There is a nominal annual rent (payable in advance), which depends upon the size of the locker and the centre at which the branch is located.
Note:- The locker will be operated during the specified timing displayed at the branches
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